Planning to open a bank account in France? Don’t worry, we’ve got your back.
This guide is packed with useful phrases at the bank in French that’ll turn any potential banking blunders into smooth transactions.
First things first
Everything starts with a proper greeting. Knowing how to greet people correctly is essential, especially in French culture. In France, a common greeting used in formal situations is “Bonjour”.
Learn about common French greetings: https://gogofrance.com/en/blog/french-greetings/

Useful phrases at the bank in French
By familiarizing yourself with these useful phrases in French, you can confidently navigate the process of opening a bank account, withdrawing money, and more!
- I want to open a checking account – Je veux ouvrir un compte courant
- I want to deposit money – Je veux déposer de l’argent
- I want to withdraw money – Je veux retirer de l’argent
- I want to exchange money – Je veux échanger de l’argent
- I want to make a payment – Je veux effectuer un paiement
- I want to check the balance – Je veux vérifier le solde
- Where is the ATM? – Où est le distributeur automatique?
- Is there a fee? – Y a-t-il des frais ?
Remember to speak clearly and politely, as good communication is key.
Key banking terms in French
Learning a few key banking terms in French can make your visits to the bank much easier.
Here are some common words you’re likely to encounter:
French | Meaning in English |
---|---|
compte | account |
compte courant | checking/current account |
compte épargne | savings account |
carte bancaire / carte bleue | bank card / debit card |
distributeur automatique (DAB) | ATM (cash machine) |
retrait | withdrawal |
dépôt | deposit |
virement | transfer |
prélèvement automatique | direct debit / automatic payment |
IBAN | International Bank Account Number |
RIB (Relevé d’Identité Bancaire) | bank account details (used in France) |
frais | fees |
intérêts | interest |
solde | balance |
billet | banknote |
pièce (de monnaie) | coin |
chèque | cheque |
agence bancaire | bank branch |
conseiller/conseillère bancaire | bank advisor |

How to open a bank account in France?
If you are an international student living in France, opening a French bank account is more than just convenient, it’s essential for your daily life in France.
With a local account, you’ll be able to:
- Get reimbursed for healthcare expenses through the French social security system
- Receive your salary from your part-time job
- Pay rent and utility bills (electricity, internet, phone, etc.)
- Set up a mobile phone plan
- Subscribe to online services like streaming platforms (Netflix, Spotify, Amazon and more)
Want to know how to open a bank account in France ?
Read our guide: https://gogofrance.com/en/blog/open-a-bank-account-in-france-guide/